MetLife is the administrator for short-term and long-term disability insurance.
Short-term Disability (STD)
- Benefits begin on the first day away from work due to a personal injury and after seven calendar days due to illness.
- Payment is 70% of weekly base earnings,* up to a maximum weekly benefit of $2,000.
- STD benefits may continue for up to 26 weeks.
Long-term Disability (LTD)
- You must be out on STD for 180 days before LTD will be paid.
- Payment is 60% of monthly base earnings,* up to $15,000 per month.
- LTD benefits may continue while you remain disabled or until reaching certain age limits.
* See disability certificate of coverage for definition of earnings.
For short-term disability and long-term disability, MetLife makes all eligibility and claim determinations.
Contact MetLife for questions about leaves, including the Family and Medical Leave Act (FMLA).
